Penta is an online bank account designed specially for German small businesses and startups. It allows founders to spend less time banking and more time focusing on their business. As of today, Penta is free to open and free to use. 


Penta does not hold its own banking license, we’ve partnered with solarisBank that is providing us with their banking license and some of their technology. This setup was chosen in order for us at Penta to focus on creating the best business account offering and providing high quality support to all our accounts.


Every account is free and comes with a German IBAN and a Business MasterCard. Penta support is available in English and German. Applying for a Penta account takes 15 minutes online.