The P-account function protects account balances from creditors' access, so that you can continue to dispose of received funds in your account within the applicable garnishment-free amount.

If your account is converted into a P-account, you will have a basic garnishment-free amount of €1,252.64 per calendar month.

If you have any further questions, our customer service will be happy to help you from 9:00 a.m. to 6:00 p.m. weekdays by phone at +49 30 255 585 803 or by e-mail to