The effective interest rate is 1.9% per month on the outstanding repayment amount


Minimum requirements:


  • More than €10,000 annual turnover
  • Operational for at least 6 months
  • Company headquarters in Germany
  • Maximum Creditreform credit score of 333


The loan at Iwoca is especially suitable for companies that have been on the market a little longer.


To apply for a loan with Iwoca, please select the menu “Funding” in your Penta account.