To apply for a microloan with Indaro through Penta, you need to have an active business account with Penta.

First, submit a loan request by clicking "Get your loan at Indaro" in the Financing tab of your Penta account.

This is not yet a complete loan application, but only an inquiry! The credit application at Indaro is done in several steps.

  • After you have filled out the request, a personal loan advisor from Indaro will contact you by phone or mail, usually within 15 minutes.
  • After consultation with Indaro, you submit the necessary documents to Indaro by e-mail.
  • After submission of the complete documents, the credit decision will be discussed with you personally within 24 hours.
  • If the credit decision is positive, you will receive the microloan on your business account within a few working days.

If you have any further questions, our customer service will be happy to help you from 9:00 a.m. to 6:00 p.m. weekdays by phone at +49 30 255 585 803 or by email at

You can also find more information on the Indaro website.