Depending on the amount of credit you request from Iwoca, different documents are required:


  • € 1,000 to € 10,000
    Account turnover of all business accounts of the last 90 days (in PDF format) incl. the complete purpose of use
  • € 11.000 to € 25.000
    Account turnover of all business accounts of the last 90 days (in PDF format) incl. the complete purpose of use
    BWA* of the last two fiscal years
    Current BWA (not older than 4 months)
  • € 26,000 to € 200,000
    Account turnover of all business accounts of the last 90 days (in PDF format) incl. the complete purpose of use
    BWA and SuSa* of the last two fiscal years
    Current BWA and SuSa (not older than 4 months)


 *Annual financial statements replace the BWA & SuSa. The P&L in EUR replaces the BWA.


At the end of the registration process at Iwoca you can upload the documents directly to your account at Iwoca. 


Please download the account turnover from your online banking as a pdf file. A tablet or mobile view or screenshots cannot be used for Iwoca credit analysis.


If you have any further questions, our customer service will be happy to help you from 9:00 am to 6:00 pm weekdays by phone at +49 30 255 585 803 or by email at help@getpenta.com


You can also find more information in the FAQs of Iwoca.