Penta and Qonto have joined forces to bring you a single digital banking solution with the goal of having a unified platform and product under the Qonto brand by the end of 2023. 

As a result, certain features will no longer be provided by Penta’s bank partner Solaris SE and therefore will no longer be available for Penta customers. 

The overdraft facility will no longer be offered by Solaris SE and therefore no longer be available on Penta starting 13.06.2023. Any overdraft past this date will be considered a negative balance and will need to be settled latest 2 months after this date.

We sincerely apologise in advance for the inconvenience this may cause. While Qonto is currently working on Overdraft products, they have alternative financing offers available to give you more cash flow.

If you have any questions, our customer service will be happy to help you from 9 am to 6 pm on weekdays by phone at +49 30 255 585 803 or by email via